Class action: federal court holds “personal knowledge” in debt buyer Midland...
When debt buyer Midland (Encore owned) sued Brent in Ohio state court for an OLD Associates (now CitiFinancial) debt, she retained an attorney who removed the case to federal court. He filed counter...
View ArticleCollections do NOT have to be disputed “in writing”
Another interesting excerpt from the Midland / Brent opinion: In addition to clerical mistakes, the Sixth Circuit has also allowed the bona fide error defense for mistakes of law. Jerman, 538 F.3d at...
View ArticleComplaint to NM AG: debt buyer interest charges while account NOT owned
Like so many debt buyers, Asset Acceptance ignored the dispute and it charges outrageous interest without providing any documentation allowing it to charge interest. My client’s complaint and my...
View ArticleMortgage credit report: Nice FICO scores with chargeoffs and Asset Acceptance...
The most recent collection (Asset Acceptance) was assigned in 7/10 and it IS rated despite the dispute notation. My client just received his new mortgage credit report: EQUIFAX/FACTA BEACON 5.0 SCORE:...
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